If you want your guests to remember your wedding as the best they've ever been to, I recommend you hire a magician. Magic fills in all those awkward gaps in the proceedings and gets everyone involved and talking to each other.
The special, dream-like quality we all want for our wedding day is beautifully enhanced by magic and the sense of excitement and wonder it creates.
My own wedding had the potential for being a bit strained. Our families had never got on particularly well and we were apprehensive as to how the day might go. The magician we hired was fantastic. Not only did he perform miracles of magic, he gave our two mums such a surprise that they both screamed, then laughed together, and we could see the tension between them draining away.
My sister had a very romantic wedding and the magician blended perfectly with the mood. We'll never forget one trick in particular. Grace and her new husband each picked a card and signed it. The magician said the magic words and the two cards became one. They now have a card with two faces, one with her signature across it and the other with his. It lives in a double-sided photo frame, suspended from the ceiling in their bedroom.
My brother went to a wedding where he knew only the bridegroom. All the other guests seemed to know each other and Danny felt lonely and shy. During the reception, he was just looking for the hotel's telly lounge, thinking to watch the football, when a magician appeared from nowhere and showed him some tricks. When the magician moved to a group standing nearby, he took Danny with him and got him involved.
The venue for my cousin's wedding reception had made a mistake somewhere and the meal was a couple of hours later than it should have been. Luckily, they had booked a magician (on my recommendation!) and we were all so engrossed in watching the magic that the time flew by.
The magician we had at our wedding was extremely versatile. His magic was popular with four generations and he was very kind to the couple of teenagers who felt a bit like fish out of water. He taught them a few simple card tricks, which they're still showing us two years later.
When booking your magician, don't just go for the cheapest. You don't want to end up with someone's Uncle Derek who knows a few tricks. You want a smooth, sophisticated magician who will get on well with everybody and perform the sort of magic that will make people gasp, not groan. Although there are many capable magicians who are not in it, membership of The Magic Circle is a good indication of a magician's skill.
Kamis, 24 April 2008
Sabtu, 19 April 2008
Wedding Gowns - How Did You Choose Yours?
There is a very wide range of wedding and evening gowns offered by Bridal Studios.
Brides to be are spoilt for choice of what to wear and choose.
There are many times that brides get really overwhelmed by the number of gowns they have to choose.
1 wedding gown, 1 evening gown, 1 tea-dress, 1 Chinese Kua are the norms of an ordinary pakage.
However, for brides who can afford to pay more, they may have up to 2 or even 4 wedding gowns and 3 evening gowns.
Some brides even order gowns from overseas and arranged to be delivered to Singapore.
I remembered I have one friend of mine is really rich and she could afford to get different items such as her shoes, gowns from European countries. These items were to be air-flown to Singapore.
Wow!!!
Yes! Wedding is one in a life-time big event of one’s life. But it is just the beginning and for those brides who want more than what their budget allows, it is a wise decision to sit down and plan through how much they can spend on their gowns.
There are many times that an unwise decision was made in the spur of moment to get the gowns that they wanted to wear, and at the same time, they have blown their budgets.
So, one advice for ladies, as well as men out there, do include budgeting in the wedding planning and learn to do it together as it could benefit them by setting a foundation for them to learn to budget after their wedding…
and it is still a long long way to go…
by: Jhong Ren
Brides to be are spoilt for choice of what to wear and choose.
There are many times that brides get really overwhelmed by the number of gowns they have to choose.
1 wedding gown, 1 evening gown, 1 tea-dress, 1 Chinese Kua are the norms of an ordinary pakage.
However, for brides who can afford to pay more, they may have up to 2 or even 4 wedding gowns and 3 evening gowns.
Some brides even order gowns from overseas and arranged to be delivered to Singapore.
I remembered I have one friend of mine is really rich and she could afford to get different items such as her shoes, gowns from European countries. These items were to be air-flown to Singapore.
Wow!!!
Yes! Wedding is one in a life-time big event of one’s life. But it is just the beginning and for those brides who want more than what their budget allows, it is a wise decision to sit down and plan through how much they can spend on their gowns.
There are many times that an unwise decision was made in the spur of moment to get the gowns that they wanted to wear, and at the same time, they have blown their budgets.
So, one advice for ladies, as well as men out there, do include budgeting in the wedding planning and learn to do it together as it could benefit them by setting a foundation for them to learn to budget after their wedding…
and it is still a long long way to go…
by: Jhong Ren
Sabtu, 12 April 2008
The Search For The Perfect Beach Wedding Dress
There are of course many great places to host a wedding, but for many brides to be nothing can beat the beauty, charm and casual elegance of a beach wedding.
One of the most important decisions any wedding planner or bride to be must make is choosing the perfect beach wedding dress.
It is important to find the perfect dress for any wedding, but a wedding on the beach introduces a number of interesting choices.
Choose A Wedding Dress That Matches The Formality Of The Wedding
It is important, of course, to choose a beach wedding dress that is a match for the kind of wedding ceremony you are planning.
The type of dress that is perfect for a casual beach wedding may not be so perfect for a wedding in a more formal setting, so it is important to determine the type of wedding ceremony you are planning as you shop for the perfect wedding dress.
Places To Search For Your Wedding Dress
There are many different places to search for information on the perfect beach wedding dress, of course, and it is important to look around for the best ideas before shopping for this vital piece of wedding apparel.
If you are planning a wedding already, chances are you have accumulated a number of wedding related publications, such as bridal magazines and wedding planning guides.
These types of publications can be a godsend to those in search of the perfect beach wedding dress. Between the articles and the advertisements you may be able to find a great wedding dress for that great beach wedding with little trouble.
Getting The Best Deal For Your Wedding Budget
Of course there are plenty of places to buy that great beach wedding dress, and it is important to shop around as much as possible in order to get the best possible quality at the very best price.
The prices of these wedding gowns and wedding dresses can vary quite widely, and it is important to shop around as much as possible in order to get the very best deal for your limited wedding budget.
One of the most important decisions any wedding planner or bride to be must make is choosing the perfect beach wedding dress.
It is important to find the perfect dress for any wedding, but a wedding on the beach introduces a number of interesting choices.
Choose A Wedding Dress That Matches The Formality Of The Wedding
It is important, of course, to choose a beach wedding dress that is a match for the kind of wedding ceremony you are planning.
The type of dress that is perfect for a casual beach wedding may not be so perfect for a wedding in a more formal setting, so it is important to determine the type of wedding ceremony you are planning as you shop for the perfect wedding dress.
Places To Search For Your Wedding Dress
There are many different places to search for information on the perfect beach wedding dress, of course, and it is important to look around for the best ideas before shopping for this vital piece of wedding apparel.
If you are planning a wedding already, chances are you have accumulated a number of wedding related publications, such as bridal magazines and wedding planning guides.
These types of publications can be a godsend to those in search of the perfect beach wedding dress. Between the articles and the advertisements you may be able to find a great wedding dress for that great beach wedding with little trouble.
Getting The Best Deal For Your Wedding Budget
Of course there are plenty of places to buy that great beach wedding dress, and it is important to shop around as much as possible in order to get the best possible quality at the very best price.
The prices of these wedding gowns and wedding dresses can vary quite widely, and it is important to shop around as much as possible in order to get the very best deal for your limited wedding budget.
How To Be Worth $10 Million - 20 Years From Your Wedding Day
Before you become engaged, decide together to become financially free. These are the easiest ways to become a multimillionaire! There is power when money makes money! Compounding is earning interest on the principal and the accumulating interest.
Reduce the Cost of Your Wedding
Forty-five billion dollars was spent on weddings in 2004. In the United States, the average cost of a wedding on the east and west coasts is $38,000; the national average is $26,000. The bridal gown and reception generally are the most expensive items.
After receiving my masters, my first job was the director of a college food service. During those four years, my associates and I became well-known for the gorgeous wedding receptions we would create. From all my experience, you can have an eloquent wedding for thousands less than the national average.
If you and your fiancé have the goal to be financially free, spend less and still have an awesome wedding. Be creative! Purchase the book A Simply Beautiful Wedding by Eileen Silva Kindig. It shows how to have a magnificent wedding for much less so that you will have a sizeable nest egg to start or continue with your investment program. If you save $15,000 on your wedding and invest it, in just 30 years you would have almost $1 million! Leave it alone and in 10 more years you would have over $4 million!
Reduce Your Taxes – Legally
Another major way to become a millionaire is to reduce your income tax and invest the tax savings yourself. The average household spends $18,750 in taxes per year. Reduce them in half and invest the $9,375. Chapter 16 in 80 Proven Ways to Become a Millionaire is devoted to this topic in detail. In addition, the Appendix has 2000 Ways to Lower Income Taxes.
First invest in your 401(k) and other pension plans. Then start a home business, even if it's part-time, as it will allow you to take advantage of many tax savings.
For 25 years, I owned several farms in Vermont while I lived and worked in California. Those farms gave me excellent income-tax deductions, making it possible to legally reduce my income taxes. Instead of paying unnecessary income tax, I invested that money. Yes, and I still paid my fair share of taxes. Did you know there are 72 different taxes in a loaf of bread?
Eliminate Paying Interest
When you pay interest on loans and credit cards others become millionaires instead of yourself. The only interest you should ever pay for is for investments-period! It is tax deductible and will save you money, so you will have more to invest. For everything else, pay cash. See how simple it is to become debt-free in Chapter 8.
Before my dear, beautiful girlfriend and I were married, we agreed to pay interest only on money for investments. Now decades later, no interest was ever paid. You can choose to do the same whether married or not.
The average household spends (actually wastes) $10,875 interest per year on 14.2 credit cards and loans. Keep this money and invest it for yourself. In 20 years the total invested is only $217,500 and you will have over $1 million. Continue for another 10 years and you will have over $5 million with only $326,250 invested. WOW, the power of compounding interest!
Invest Second Salary
I strongly recommend waiting six years before having children. (Chapter 3 of 80 Proven Ways to Become a Millionaire covers this in great detail.) By doing so, both husband and wife can work full-time. Choose to live on one salary and invest the entire other salary. In six years you will have $261,737 and a couple of choices.
You could choose to have a perpetual income of $39,261 created from the interest and dividends so you can stay home and raise your own children. What a blessing that would be for your family - and the nation!
Another choice would be to keep the interest invested and compounding and in 14 short years (20 years total), your investment from six year's salary would be worth $1.8 million. Now that's exciting!
401(k) Investment Program
The value of a 401(k) investment program is so awesome, that when you and your spouse graduate from college, I urge you to consider the following:
* Select the best job which has the best 401(k) plan and contribute 100% to your plan. Remember, 80% of all companies offer a 401(k) plan and 50% of those will contribute to your plan-free money for you.
* Live as close to your job as possible in order to reduce your commute time, automobile expenses, and the wear and tear on yourself. Choose to be rested and to spend lots of quality time together, rather than in commuter traffic.
Let me blow your mind! You can have $1,889,888 in 20 years with a yearly cost of only $5,700. "How's that possible?"
First, assume you fully contribute to a 401(k) for 20 years. Remember, you are not out-of-pocket the full $15,000. Your employer contributes $5,000 per year. And, if you are in the 43% federal and state income tax bracket, the government reduces your taxes by $4,300 a year. So, instead of $15,000, you are only out of pocket $5,700 per year.
Just think, as a payroll deduction each paycheck, in 20 years you will have invested out-of-pocket only $114,000 ($5,700 per year) while the investment increased to $1,889,888 ($15,000 invested per year).
And when you are married, each of you can contribute $15,000 per year to a 401(k) so you can double the investment returns shown.
Free Money – Invest Semimonthly Versus Annually
Another gigantic aspect of the miracle of compound interest is the free money you can make if you invest semimonthly or monthly instead of yearly.
For example - invest your payroll deduction ($625 semimonthly)/20 years and you will have $1,889,888. Invest $15,000 once per year/20 years and you will have $1,767,152. The difference is added investment income - $122,736. Look at what consistent investing means to your wealth creation and financial freedom. Take $122,736 and divide by 20 (number of years). This gives you $6,136 extra, free money per year invested!
This is the power of money making money! Compounding is earning interest on the principal and the accumulating interest.
Remember that Wealth is a Matter of Choice - Yours Alone. Choose today to become a millionaire, to focus on your wealth creation, to create a life you love for you and your loved ones.
NOTE: This article is designed to inspire you into action and to provide accurate and authoritative information in regard to the subject matter covered. Factual material has been obtained from sources believed to be reliable, and is not guaranteed. All examples are for illustrative purposes only and are not to be construed as recommendations, advice, or tax counsel. The author is not engaged in rendering legal, accounting, or other professional service. If legal or other expert assistance is required, the author strongly recommends that the reader should contact his own professional advisors.
by: Paul S. Damazo
Reduce the Cost of Your Wedding
Forty-five billion dollars was spent on weddings in 2004. In the United States, the average cost of a wedding on the east and west coasts is $38,000; the national average is $26,000. The bridal gown and reception generally are the most expensive items.
After receiving my masters, my first job was the director of a college food service. During those four years, my associates and I became well-known for the gorgeous wedding receptions we would create. From all my experience, you can have an eloquent wedding for thousands less than the national average.
If you and your fiancé have the goal to be financially free, spend less and still have an awesome wedding. Be creative! Purchase the book A Simply Beautiful Wedding by Eileen Silva Kindig. It shows how to have a magnificent wedding for much less so that you will have a sizeable nest egg to start or continue with your investment program. If you save $15,000 on your wedding and invest it, in just 30 years you would have almost $1 million! Leave it alone and in 10 more years you would have over $4 million!
Reduce Your Taxes – Legally
Another major way to become a millionaire is to reduce your income tax and invest the tax savings yourself. The average household spends $18,750 in taxes per year. Reduce them in half and invest the $9,375. Chapter 16 in 80 Proven Ways to Become a Millionaire is devoted to this topic in detail. In addition, the Appendix has 2000 Ways to Lower Income Taxes.
First invest in your 401(k) and other pension plans. Then start a home business, even if it's part-time, as it will allow you to take advantage of many tax savings.
For 25 years, I owned several farms in Vermont while I lived and worked in California. Those farms gave me excellent income-tax deductions, making it possible to legally reduce my income taxes. Instead of paying unnecessary income tax, I invested that money. Yes, and I still paid my fair share of taxes. Did you know there are 72 different taxes in a loaf of bread?
Eliminate Paying Interest
When you pay interest on loans and credit cards others become millionaires instead of yourself. The only interest you should ever pay for is for investments-period! It is tax deductible and will save you money, so you will have more to invest. For everything else, pay cash. See how simple it is to become debt-free in Chapter 8.
Before my dear, beautiful girlfriend and I were married, we agreed to pay interest only on money for investments. Now decades later, no interest was ever paid. You can choose to do the same whether married or not.
The average household spends (actually wastes) $10,875 interest per year on 14.2 credit cards and loans. Keep this money and invest it for yourself. In 20 years the total invested is only $217,500 and you will have over $1 million. Continue for another 10 years and you will have over $5 million with only $326,250 invested. WOW, the power of compounding interest!
Invest Second Salary
I strongly recommend waiting six years before having children. (Chapter 3 of 80 Proven Ways to Become a Millionaire covers this in great detail.) By doing so, both husband and wife can work full-time. Choose to live on one salary and invest the entire other salary. In six years you will have $261,737 and a couple of choices.
You could choose to have a perpetual income of $39,261 created from the interest and dividends so you can stay home and raise your own children. What a blessing that would be for your family - and the nation!
Another choice would be to keep the interest invested and compounding and in 14 short years (20 years total), your investment from six year's salary would be worth $1.8 million. Now that's exciting!
401(k) Investment Program
The value of a 401(k) investment program is so awesome, that when you and your spouse graduate from college, I urge you to consider the following:
* Select the best job which has the best 401(k) plan and contribute 100% to your plan. Remember, 80% of all companies offer a 401(k) plan and 50% of those will contribute to your plan-free money for you.
* Live as close to your job as possible in order to reduce your commute time, automobile expenses, and the wear and tear on yourself. Choose to be rested and to spend lots of quality time together, rather than in commuter traffic.
Let me blow your mind! You can have $1,889,888 in 20 years with a yearly cost of only $5,700. "How's that possible?"
First, assume you fully contribute to a 401(k) for 20 years. Remember, you are not out-of-pocket the full $15,000. Your employer contributes $5,000 per year. And, if you are in the 43% federal and state income tax bracket, the government reduces your taxes by $4,300 a year. So, instead of $15,000, you are only out of pocket $5,700 per year.
Just think, as a payroll deduction each paycheck, in 20 years you will have invested out-of-pocket only $114,000 ($5,700 per year) while the investment increased to $1,889,888 ($15,000 invested per year).
And when you are married, each of you can contribute $15,000 per year to a 401(k) so you can double the investment returns shown.
Free Money – Invest Semimonthly Versus Annually
Another gigantic aspect of the miracle of compound interest is the free money you can make if you invest semimonthly or monthly instead of yearly.
For example - invest your payroll deduction ($625 semimonthly)/20 years and you will have $1,889,888. Invest $15,000 once per year/20 years and you will have $1,767,152. The difference is added investment income - $122,736. Look at what consistent investing means to your wealth creation and financial freedom. Take $122,736 and divide by 20 (number of years). This gives you $6,136 extra, free money per year invested!
This is the power of money making money! Compounding is earning interest on the principal and the accumulating interest.
Remember that Wealth is a Matter of Choice - Yours Alone. Choose today to become a millionaire, to focus on your wealth creation, to create a life you love for you and your loved ones.
NOTE: This article is designed to inspire you into action and to provide accurate and authoritative information in regard to the subject matter covered. Factual material has been obtained from sources believed to be reliable, and is not guaranteed. All examples are for illustrative purposes only and are not to be construed as recommendations, advice, or tax counsel. The author is not engaged in rendering legal, accounting, or other professional service. If legal or other expert assistance is required, the author strongly recommends that the reader should contact his own professional advisors.
by: Paul S. Damazo
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